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President Bush's Mortgage Interest Rate Freeze
To get help or find out if you qualify for this program, there are two organizations:
Hope Now A government-organized group of counselors, investors, and lenders. Non-profit, HUD-approved credit counselors are available also. Call 1-888-995-4673 for assistance.
FHA Secure Offers government-insured refinancing for credit-worthy borrowers who went into default after their ARMs reset. Call 1-800-225-5342. |
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Consumer Expenditure Survey
The Consumer Expenditure Survey (CEX) program consists of two surveys—the quarterly Interview survey and the Diary survey—that provide information on the buying habits of American consumers, including data on their expenditures, income, and consumer unit (families and single consumers) characteristics. |
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Consumer Guide
Consumer Guide provides product reviews for consumers. Consumer Guide provides unbiased, independent information you can use to make informed, intelligent consumer decisions. Choose from a wide variety of product categories in the Product Quick Links section. For those looking for a car, choose listings from the New or Used Cars Guides. |
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Consumer Reports Online
Consumer Reports online provides unbiased ratings on various products and services. Not all parts of this page are free. The "Consumer Awareness", and "Highlights" sections are free as well as portions of the "Full Issue Contents" and "New Car Price Service". Please keep in mind that you may have to subscribe to this site to fully utilize all of its resources. For full text articles from 1997 to date try searching EBSCOHOST Master File Premier. |
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Consumer World
This public service site offers a wide variety of consumer information: current news, buying guides and product reviews, directories of government agencies and companies, links to telephone directories, airline rules, auto crash test results, college scholarship resources, etc.
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ConsumerSearch
ConsumerSearch helps customers find answers about products by looking for the best product reviews on and off the Internet. These reviews are then ranked according to how well they identify the best products within each category.
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Cost Helper
Find out what price other people are paying for a variety of goods and services. Also, share your shopping experiences with others.
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Discover Ohio: Consumer Information
This provides links to many useful sites for consumers in Ohio.
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Energy Star
ENERGY STAR is a government-backed program helping businesses and individuals protect the environment through superior energy efficiency. Find high efficiency product, information on energy efficient home improvements, and more here.
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Epinions
Find the pro's and con's about many products at Epinions.com. This site provides product reviews written by consumers themselves.
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Good Housekeeping Buying Guides
Get consumer advice on products written by the staff at Good Housekeeping. Their "Buying Guides" will provide information on hundreds of product for use in and around the home, personal use, etc. Don't forget they also list those products that have the "Good Housekeeping Seal of Approval."
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HEAP: Home Energy Assistance Program
The Home Energy Assistance Program (HEAP) is a federally funded program administered by the Ohio Department of Development, Office of Community Service (OCS). It is designed to help eligible low-income Ohioans meet the high costs of home heating. |
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Insure.com
Get price comparisons for over 200 companies on Life, Health, Home, Auto, Dental and Travel insurance. This was rated one of the 100 Best Web Sites for Small Business by Entrepreneur Magazine.
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Ohio Housing Finance Agency
Has a refinance program that provides an affordable 30-year, fixed-rate financing alternative to borrowers who have a current mortgage that is no longer suitable for their financial situation. Income restrictions apply. Their toll-free number in Columbus is 1-888-362-6432. |
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Ohio State Bar Association-- Ohio residents facing foreclosure who need free legal help can call the Ohio State Bar Association at 1-800-282-6556. |
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Ohio Attorney General-- Victims of foreclosure fraud or predatory lending can call the Ohio Attorney General's help line at 1-877-244-6446. |
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Ohio Department of Commerce
Call 1-866-278-0003 to learn if a mortgage broker or lender is properly licensed. |
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Recalls.gov
This site alerts consumers about unsafe, hazardous or defective products and is a joint venture of six federal agencies. Obtain the latest recall information, to report a dangerous product, or to learn important safety tips. |